When Melody and I first got our home my first thought was, wow we got a house, and shortly after that my thoughts became damn…..we got a house. The responsibilities of being a homeowner quickly set in. Realizing that home maintenance falls squarely on the shoulders of the homeowner is a sobering revelation. Questions like “ Do I know how to do that?” and “What do I use to do that?” normally come 1 and 2 when facing home maintenance or chores. I won’t be able to direct you on how to perform home maintenance; there are google and youtube…

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Sometimes the God gives us small nudges to remind us of why we’re going down a particular path. One thing I always try to tell myself is that “the fight is fixed” and this process is to prepare us for the end point.  Lately, I’ve been in a funk. I’m not sure if it’s the whole trying to figure out “what’s next” thing after graduation or if my chakra’s or out of balance but I just can’t seem to find the energy to press go on a lot of the projects that I had outlined to start/finish after I defended…

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Hey, everyone, this is Marcus, and I hope you all don’t mind I’m taking over the Broke on Purpose Debt Payoff report this month. As you can see from the picture, we are making some serious strides towards paying off this student loan. $19,134.00 is nothing to sneeze at, but we knew if we continued with the same intensity that we had with our other debts then we’d get it done. The thing that I hate most about this debt is just thinking of everything I could have done with almost $20,000. Sure, it helped pay for school, but knowing…

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From the Desk of Mr. Broke on Purpose This is the time of year when I see a ton of social media post and memes about income tax returns. Melody even posted a meme about waiting on W2’s earlier in the year, and while most are funny, they still highlight a vicious circle of poverty that some people are trapped in by thinking that tax refunds are a gift. With tax day being right around the corner I thought it appropriate to share my thoughts on Tax Refunds and how they’re holding us back. When I was younger, I never…

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Aye! Just imagine me Milly rocking throughout this whole post because the month of March was basically lit! For starters, I was super busy preparing to defend my PhD Dissertation which I successfully did on March 24th! It’s still kind of surreal even to think that I’m officially a Doctor. I started on this journey in August of 2010, and almost seven years later it’s finally done!! When I actually stop to think about it, I see how doing this PhD has prepared me for the long haul of living Broke on Purpose. There are going to be several up’s…

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