Most people assume living Broke On Purpose is all about sacrifice, which is not the case. The key with Broke On Purpose is about setting priorities and sticking them. One of our budget categories is date night, and each month we look forward to using that category for all it’s worth. There are a few things we like to do the make our date night budget go a little further. Look for coupons and specials to restaurants and events. Sometimes restaurants have coupons for filling out surveys or signing up for their email club. These savings can stretch your budget.…

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At the beginning of this whole get out of debt thing I decided that I wasn’t going to do any balance transfers. If you think about it, Balance Transfers are exactly what they say they are, a transfer of a balance from one place to another. To me, they didn’t fit with our whole debt payoff plan. We were going to debt snowball this thing all the way until the very end. Then we got to our student loans, and it was time for us to be more “woke” about our situation. I’ve done three balance transfers pre Broke on…

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It’s officially my favorite time of the year! FALL! I love Fall for so many reasons, two being I’m not dying from the heat and humidity, and I also get to wear some my comfiest clothes! As you can see, I’m pretty easy to please. September was absolutely crazy for us. We had an amazing opportunity to share our story as well as two methods we used and are using to get of out debt on the Rachael Ray Show. I still want to pinch myself every time I think about it. At the beginning of the year, I wrote out…

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I love interacting with everyone on Facebook and Instagram,  especially in the Instagram stories. Sometimes people send questions concerning their situations or ask us for advice. Often times these questions are so good that I think “Man I wish I could answer this publicly”, but of course the question was asked in private for a reason and so we keep it that way.  Lately, I’ve seen a theme among the questions concerning how Marcus and I handle an emergency when it pops up. People want to know how we fit an emergency into our debt payoff plan. This is a…

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I love talking to people about how they budget and finding out what works for them and what doesn’t work for them. A while back I wrote a post about how budgeting isn’t one size fits all. There are so many different ways to budget and it’s important that you find a method that works best for you. We use a combination of a written budget, budgeting app, and money envelopes. We’ve talked about our budget here and there, so you guys kinda know mostly what we do, but I thought it’d be fun to give you a sneak peek…

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