Our journey to debt-freeness isn’t ending anytime soon. If we continue on our current course without increasing our income we probably have another two-three years left before we can officially call it quits. Last month I did a round of Instagram live sessions where I spoke on various topics. One of the topics had to do what things I use around our home to keep us motivated. You guys know my motto is “Write the Vision.” To me, it’s important to write things down because words not only give things power but because they hold you accountable. It’s easy to…

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I’m sure you’ll agree with me when I say 2016 has been quite a year! Many people are ready for it to be completely over I just can’t help but sit back and want to reminisce about our year. When we originally started Broke on Purpose, the goal was to get control of our declining finances and in doing so start a conversation about money. We weren’t looking for any big life-changing things to happen we simply just wanted people to become more financially aware. The best way we knew to do this was to share our experience. One my personal…

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This year we’ve had a couple of windfalls come our way. Windfalls are described as unexpected monetary gifts. It’s like winning the lottery or getting an inheritance. I love it when a windfall comes because in my head I’m immediately calculating the many ways we can put that money to use to help propel us further into our debt payoff plan.  This month a windfall came our way in the form of an end of the year bonus. Mr. Broke on Purpose has been getting an end of the year bonus for the last couple of years, but I never…

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I’ve mentioned before that I’m an ex-shopaholic. Quitting shopping cold turkey to get a handle on our finances was hard for me. I’d see the word sale pop up on an email from my favorite store and just start itching. It took a while, but I realized it wasn’t my addiction that was causing me to go out and shop, but it was my closet. I was unhappy with it, and because I was unhappy with it, I’d go out and spend money on clothes and accessories that I thought would make me happy. It was a never ending cycle…

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Okay, so somehow the end up of the month snuck up on me. One minute I was eating leftover Turkey Pot Pie and the next I realize that I’m late on getting up on end of the month debt pay off report. It’s as if time doesn’t exist and one day just melds into the next. t I know in the last payoff report I was all like “we’re going to work like crazy to bring in extra income,” and that was my initial goal going into November, but the more I thought about it, the more I realized I…

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