I love talking to people about how they budget and finding out what works for them and what doesn’t work for them. A while back I wrote a post about how budgeting isn’t one size fits all. There are so many different ways to budget and it’s important that you find a method that works best for you. We use a combination of a written budget, budgeting app, and money envelopes. We’ve talked about our budget here and there, so you guys kinda know mostly what we do, but I thought it’d be fun to give you a sneak peek…

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In some cases, it can be hard to get a significant other to fully come on board with a broke on purpose journey. It can be frustrating and off-putting that effort from half of the relationship is not being embraced by the other half . It shouldn’t be a surprise that Melody is full steam ahead on our Broke On Purpose journey and I’ve come up short with enthusiasm at times. It’s not that I’m against living broke on purpose, but when you see someone that is so excited about it, and so good at it most times the easiest…

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As I type this, I still can’t believe we’re already into September. Like most people, I keep asking myself where did the time go, and then I inquired about my whereabouts when it was flying by. Was I even present? Why does it seem like time flies by when we have a boatload of stuff to do, but then seems too daunting when we look at it regarding how long it’s going to take us to pay off debt. This is why I don’t concern myself with how much debt we have left to pay. Don’t get me wrong I am…

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  As many of you know for us living Broke on Purpose is a team effort, but I have to be 100% honest. Marcus wasn’t always pulling his fair share as part of the team when Broke on Purpose first started. Now, I don’t say this to throw him under the bus, but I say it to answer a question that I get often from women that are married or in a serious relationship. “How do I get my spouse/significant other on board with living Broke on Purpose and wanting to pay off debt?”. I wish I could tell you…

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Windfall Money is a term used to describe money you unexpectedly receive. Windfall money can come in the form of winning the lottery, receiving an unexpected reimbursement for overpayment, or even an unexpected inheritance. To me, it’s actually some of the best money you’ll ever get because it somehow always arrives at a time you need it most. The most important thing about windfall money is knowing what to do with it once it falls in your lap. 70% of people who receive large windfalls like lottery winnings blow it all within a few years, and then they’re back to where…

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