I still remember how excited I was after our second month living Broke on Purpose. It was actually working. As the months went by and we continued to tackle our debt I felt myself becoming more and more pumped and even more motivated to get members of my family on board with me. I wanted them to experience this same feel high that I was feeling. I wanted them to be able to yell “in your face!” to the credit card companies as they paid off the balance. It’s what I wanted, and I had to learn to accept that…

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This month we had a lot to celebrate! July ushered in our Five Year Wedding Anniversary as well as Marcus’s Birthday. Through all the happy moments this month kept us pretty busy, as I’m in the middle of writing my dissertation and completing experiments so that I can graduate and Marcus has been super busy with work. We’ve still been working our Broke on Purpose plan and all your comments on our Facebook and Instagram pages keep us motivated and focused on making it to the finished line. We thank you all for your support. July 2016 Debt Payoff Report We…

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One of the main pieces of advice that you will always get when working to pay off your debt is that you need to go out and earn extra money. Many people immediately think that they need to go out and get a part-time job and while this is a good idea it’s not always the best idea depending on your situation. If you’re a single parent or if you already work a ridiculous schedule with your full-time job, a part-time job is not going to be the answer to your problems. I fall into the category. Due to the…

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Having student loans is probably one of the main things that you and a complete stranger will have in common. It seems that we all have them, and we all are looking for some way to gain an ounce of relief from them.  One of the worst parts about student loans is that they’re here to stay until you pay them off, have them forgiven through a government program, become permanently disabled or even worse die.  Unfortunately, student loans can not be discharged in a bankruptcy leaving many faced with financial hardships due to the obscenely large payments and out…

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With June officially over were now embarking into the second half of the year. Every six months I like to take the time to sit down and go over the list of goals I wanted to accomplish within that particular period.  Going over what I’ve accomplished, what I’m still working on, and what I’ve yet to bring into fruition helps me to plan out my goals for the remainder of the year as well as shows me where I’ve been slacking. It’s kind of like sitting down with the Broke on Purpose Financial Worksheet Kit and planning out your financial goals. By writing…

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