Having student loans is probably one of the main things that you and a complete stranger will have in common. It seems that we all have them, and we all are looking for some way to gain an ounce of relief from them.  One of the worst parts about student loans is that they’re here to stay until you pay them off, have them forgiven through a government program, become permanently disabled or even worse die.  Unfortunately, student loans can not be discharged in a bankruptcy leaving many faced with financial hardships due to the obscenely large payments and out…

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Since the start of Broke on Purpose, Marcus and I have been pretty transparent with our debt payoff process. I believe the only thing we haven’t shared is our income, and that’s because we feel there should be boundaries when it comes to this whole internets and social media thing. However, This week we made a drastic change to the way we’re attacking our remaining mountain of student loans by switching from the debt snowball method to the debt avalanche method and we wanted to share our reason why with you. The Debt Snowball is a method that’s been around for…

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If you’re waiting on the government to come in and swoop away all you student loan debt in one forgiving swoop you may have a long wait on your hands. In the last five months my husband and I have successfully paid off over $13,000 in debt, however, this does not include anything from our mountain of student loan debt. In my quest to pay off debt faster, I’ve been looking at programs that I may qualify for that will allow me to have my debt forgiven. After extensive research,  I really found that the only way to get rid…

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