I realized this week that debt, like death, doesn’t care who you are. Music icon Kanye West announced this week that he was $53 Million dollars in debt. That number is large but it may not be the same type personal debt that you or I might carry. He didn’t go into the nearest Hermes and buy two of everything in the store. Nor did he purchase each car on the top 10 most expensive car list, with cars ranging from 1.2 million to 8 million. He accrued the debt to fund a dream and in funding that dream, we…

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  When was the last time you logged into your student loan account and actually paid attention to how far your minimum payment was getting you? This past Saturday I did just that with my husbands student loan that we’re diligently making a $355 minimum payment on each month. Let’s just say what I saw was worse than any scary movie I’ve ever seen! Just to give you some back story we’ll be finishing up our 1st student loan (original balance $21K) by the middle of this month. Our goal is to have the second loan ($4K) paid off by…

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  Paying off debt is a marathon, not a race. This is something I have to constantly remind myself of. I’ve gotten to a point where I absolutely can’t stand that fact that we are debt. Well, nobody likes to be in debt, but for me, it’s like that itch you can’t scratch. I just want to get it over with, yet we still have so far to go. We ended the year 2015 on a high note paying off over $29,000 in debt. We wrote the vision and put it out into the atmosphere that our goal for 2016…

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  Before my husband and I could begin to reform our financial situation we first had to give up. That sounds kind of contradictory, but we had to give up in order to get ahead. It’s actually how a lot of things work in life. To lose weight you have to give up eating foods that aren’t good for you. To become better at something you have to give up your time to practice. In order for us to get out of debt we had to give up the I earned it complex.  As a result, of the “I earned”…

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  Let me be honest from the start the word budget is not a word that is liked. Whenever I bring up budgeting around friends and family I can immediately feel the shift in the atmosphere. No one likes to talk about their money, let alone have someone or something tell them what to do with the money that they worked so hard to obtain. Let’s get real here budgets get a bad rap. They’re really nothing but rules that you’ve come up with concerning your money.  They’re like traffic laws or the safety guidelines that we follow at work. They are…

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