As I type this, I still can’t believe we’re already into September. Like most people, I keep asking myself where did the time go, and then I inquired about my whereabouts when it was flying by. Was I even present? Why does it seem like time flies by when we have a boatload of stuff to do, but then seems too daunting when we look at it regarding how long it’s going to take us to pay off debt. This is why I don’t concern myself with how much debt we have left to pay. Don’t get me wrong I am…

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  As many of you know for us living Broke on Purpose is a team effort, but I have to be 100% honest. Marcus wasn’t always pulling his fair share as part of the team when Broke on Purpose first started. Now, I don’t say this to throw him under the bus, but I say it to answer a question that I get often from women that are married or in a serious relationship. “How do I get my spouse/significant other on board with living Broke on Purpose and wanting to pay off debt?”. I wish I could tell you…

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Windfall Money is a term used to describe money you unexpectedly receive. Windfall money can come in the form of winning the lottery, receiving an unexpected reimbursement for overpayment, or even an unexpected inheritance. To me, it’s actually some of the best money you’ll ever get because it somehow always arrives at a time you need it most. The most important thing about windfall money is knowing what to do with it once it falls in your lap. 70% of people who receive large windfalls like lottery winnings blow it all within a few years, and then they’re back to where…

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  I’ve been getting a few questions about how much total debt my husband and I actually have. I’ve always prided myself on being very transparent with our debt payoff process, so I don’t want people to think that we’re trying to hide this information from them. I’ve mentioned it here and there throughout a couple of blog post, but I’ve never actually really went into deep discussion about our total amount of debt. It’s taken me a while to get to the point where I don’t have a downright anxiety attack every time I talk about it. $212,000 isn’t…

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I still remember how excited I was after our second month living Broke on Purpose. It was actually working. As the months went by and we continued to tackle our debt I felt myself becoming more and more pumped and even more motivated to get members of my family on board with me. I wanted them to experience this same feel high that I was feeling. I wanted them to be able to yell “in your face!” to the credit card companies as they paid off the balance. It’s what I wanted, and I had to learn to accept that…

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