After reaching a huge milestone like paying off over $100K in debt, it still pains me to think that the remainder of our debt is all student loans. Our remaining three student loan accounts are all housed by different providers, Navient, Great Lakes, and AES so there are small nuances to each of them that we have to keep in mind. This post will go into more detail on how paid ahead status works, more specifically for loans being paid to Great Lakes. A few weeks ago I shared how AES was not properly applying my extra payments to my…

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Hey everyone, Melody here and I am writing this Broke on Purpose Debt Payoff Report in much better spirits than last month. Per usual time flew by this month and can you believe today marks the last two months of 2017? That’s a pretty big deal! Now is also the perfect time to start writing out your goals for next year. You don’t have to wait until January 1st, 2018 to decide that you want to start changing your financial outlook. You can start right now! We started Broke on Purpose in March of 2015 way after that New Years…

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Courage is Contagious. An act of courage by one person can trigger a domino effect which results in an aftermath that could shake the very foundation on which we stand. We’ve seen courageous people stand up for what they believe. We’ve even seen courageous souls take a knee. Courage unites us. It gives us the drive to march for our cause. To rebel against those that try to silence us and to force a change in the hands of the corrupt, but this same courage can somehow skip a beat when it comes to facing our finances. Last week on twitter…

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Initially, there was a lot that I wanted to share, but mentally I just can’t. Between the devastating hurricanes, having to explain to people why we kneel, and the latest shootings in Las Vegas, where I was just this past Monday and Tuesday, I am simply unable to can. So this debt payoff report will be short and abbreviated so that I can get back to focusing on my self-care. A lot has changed for us since the last Debt Payoff Report. Marcus and I are both adjusting to this new life where I’m spending a majority of my time…

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As you probably know per my previous post, I started a brand new job this month which I’m very excited. Since I’m no longer working in the lab my usual attire of Levi’s Jeans, Madewell T-shirts, and a pair of cute closed toes shoes just wasn’t going to cut it anymore. You also may recall that I live by a capsule wardrobe, where everything basically works with everything fits into my day to day life that focused around just wanting to be comfortable. Capsules wardrobes are great, especially if you find that you spend a lot of money on clothes year round.…

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