I remember when I was a new college graduate and I’d just landed my first job at Charles River Laboratories in Maryland. I was so excited about the new opportunity, but I was also scared out of my mind. I was reluctant to take the job because I would only be making $14.25 per hour. This equated to about $2280 a month before taxes and only $1610 after taxes. After sitting down and doing the math, I realized that after paying my rent, utilities, and other bills I would only be left with $100 each month. As a 21-year-old, I…

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With this being the second month of my Broke On Purpose Journey, I’ve found a few things that have proven to be very important. The first being Communication. This is especially important if you’re on this journey and either married or living with a significant other and you combine finances. Being Broke on Purpose takes teamwork. If one of you is working to pay off debt and the other is out there accruing debt than the system just won’t work. The second most important thing that I’ve learned is that this is a MARATHON, and not a RACE. Last month…

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As I write this my checking account currently has a balance of $24.87. Yep, you read that correctly Twenty Four Dollars and  Eighty Seven Cents. You’re probably thinking to yourself “girl you’re broke” and your assumption would be correct. I am broke, however, I am Broke On Purpose.   What does Broke on Purpose Mean? Broke On Purpose means just what it implies, but for this instance I actually made the decision to be broke instead of someone else doing it for me. Growing up the word “broke” used in the context of not having any money was constantly thrown…

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