Hey, everyone, this is Marcus, and I hope you all don’t mind I’m taking over the Broke on Purpose Debt Payoff report this month. As you can see from the picture, we are making some serious strides towards paying off this student loan. $19,134.00 is nothing to sneeze at, but we knew if we continued with the same intensity that we had with our other debts then we’d get it done. The thing that I hate most about this debt is just thinking of everything I could have done with almost $20,000. Sure, it helped pay for school, but knowing…

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From the Desk of Mr. Broke on Purpose This is the time of year when I see a ton of social media post and memes about income tax returns. Melody even posted a meme about waiting on W2’s earlier in the year, and while most are funny, they still highlight a vicious circle of poverty that some people are trapped in by thinking that tax refunds are a gift. With tax day being right around the corner I thought it appropriate to share my thoughts on Tax Refunds and how they’re holding us back. When I was younger, I never…

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Aye! Just imagine me Milly rocking throughout this whole post because the month of March was basically lit! For starters, I was super busy preparing to defend my PhD Dissertation which I successfully did on March 24th! It’s still kind of surreal even to think that I’m officially a Doctor. I started on this journey in August of 2010, and almost seven years later it’s finally done!! When I actually stop to think about it, I see how doing this PhD has prepared me for the long haul of living Broke on Purpose. There are going to be several up’s…

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I feel like every time I sit down to write one of these I’m always trying to figure out where the heck the month went. As an update, I’ve finished writing my dissertation, and now I am working on preparing my public talk or the defense as it’s usually called. This has kept me pretty much MIA with a little pop in here in there on social media. Once I’m done at the end of March I promise I’m going to ramp things up a whole lot, but until yall keep praying for ya girl! For the month of February,…

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So we’ve been doing this while Broke on Purpose thang for almost 24 months and for the first time I’m allowing myself to spend a little more money on my self-care.  I used to do the whole false nails thing, but that got to be a little much for me financially, and I type way too much. I think my lab mates were over my clickety-clacking.  As a natural, I can easily do my hair at home, heck I’ve been doing my hair at home 95% of the time. However, this past September I finally got an appointment with one…

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