A Gucci Belt Won’t Make You Poor. – Living a Life of Balance

A gucci belt won't make you poor. www.livebrokeonpurpose.com

Owning a designer handbag or a large TV won’t make you poor. You also shouldn’t believe the classiest statement that the difference between a rich person and a poor person is the number of books they have in their home. Seriously?  Ever heard of a Library where the books are free and returnable?

This type of thinking is toxic, and it alienates and discourages people who are sincerely interested in learning how to change their financial outlook. Guess what! It’s possible to live your life and meet your financial goals.

Let’s Discuss.

“Poor” isn’t a word I typically like to use. In my eyes, there is an insurmountable difference between someone who is poor and can’t afford shelter or to put food on the table for their kids after working 40hrs a week vs. someone who doesn’t have spending money after paying all their bills.

Again, this is why this type of thinking pushed upon others is toxic and judgemental. It only causes people to claim a belief that isn’t true.

Material things don’t define a person, and as you’ve heard me repeat time and time, budgeting and financial plans are not one size fits all. What works for you may not ever work for someone else. What works for Marcus and I may not ever work for you, and it’s okay!

Photo’s with the caption like the one shown below give rise to the misconception that your success in life is contingent around plainness and the frivolities you allow yourself are what’s holding you back.  It’s called MODERATION.

You can own a Designer Bag and a Large TV

What if I told you that you could own a pair of Christian Louboutin shoes and still be working diligently to pay off your student loans? With online consignment sites like Tradesy, PoshMark, and The Real Real, you can find designer goods for a 1/4 of the price!

With a plan, you can ball on a budget!

When I first began Broke on Purpose I sold many of my designer goods; I gave up going out to eat and buying coffee.I did this because I wanted to prove to myself that this time around I was going to be successful at getting rid of this debt. I went all in until I just couldn’t mentally do it anymore. A life where I deprived myself of the smallest things that made me happy wasn’t something I couldn’t continue. I needed balance, and so I created a plan where I could “Treat Myself” and still ferociously attack my debt.

For those of us who are working to pay down our debt, this “balance” can come in all types of shapes and sizes. For some, it could be setting a goal to pay off $10,000 of your debt and opting for one vacation instead of two this year. It could also be putting aside a certain amount each month to take advantage of a semi-annual sale from your favorite store or buying a new eyeshadow palette. Balance can also be as small as treating yourself to a mani-pedi once a month. By deciding early on the things, you need to keep you happy and help you stay on track with your budget you create a recipe for success.

This is what makes you a rich in mind, body, and spirit. The ability to admit to yourself that your goals may be a bit too lofty or are doing more hurt than good is a sign of the growth and maturity that you’ve developed along the way.

Also, owning a Gucci belt or something similar is the deciding factor for my richness/success then I guess I’m never going to make my dreams come true.

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