I’ve sat to pen this blog post several times and each time I’ve found myself getting distracted by something more “pressing.” I liken it to a dog seeing a squirrel after it’s owner just told it to sit. You want to do good, but you just can’t stay focused. So much has happened in this past week that I keep coming back to one single question “Now What?”. We supposedly have a new president, and I say supposedly because I’m still holding out hope that things will change come December 19th, so now what? I didn’t make the deadline to…

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From the Desk of Mr. Broke on Purpose These last few months of the year have different meanings for a lot of people.For outdoors people It marks the transition from summer to fall with the changing in color of leaves and the crisp air. For the sports fans, it’s when all sports are in full action! You have NFL in midseason form, the start of the NBA and NHL seasons and the conclusion of the MLB season. For social people, it serves as a marker that the holiday season is fast approaching. Some will be pulling out old recipes and decorations…

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Our theme song for the month should be Rick Ross’s “Everyday I’m Hustlin’” because that’s exactly what we did this month. I mentioned in September’s Debt Payoff Report that it was officially Q4 and this was the time when digital media influencers made the bulk of their income. For the most part, I wait for brands to come to me but this month I’ve been sending out all sorts of feelers which resulted in securing some great campaigns. I also want to thank everyone who has sent over their own debt payoff reports to me in the form of emails…

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The use of money envelopes in budgeting is not a new system, but it is one that is lesser used. Growing up the only kind of budgeting I knew about was the ledger in a checkbook, remember those? I used a form of the money envelope system when I was working as a server at Applebee’s and RedLobster. It helped me to divide up my tips into different categories instead of blowing it all on a new outfit or some other extravagant item that I definitely did not need. As I’ve mentioned before, we use multiple methods of budgeting to…

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Most people assume living Broke On Purpose is all about sacrifice, which is not the case. The key with Broke On Purpose is about setting priorities and sticking them. One of our budget categories is date night, and each month we look forward to using that category for all it’s worth. There are a few things we like to do the make our date night budget go a little further. Look for coupons and specials to restaurants and events. Sometimes restaurants have coupons for filling out surveys or signing up for their email club. These savings can stretch your budget.…

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