From the desk of Mr. Broke on Purpose. For some people, a new year means a new beginning. And for others, it seems like it’s more of the same. For people trying to change something in their life this new year comes with a lot of built up promises to oneself. This time of year is also marked by people receiving their yearly W-2 for income tax refunds. Some people tend to use their refunds to make an extravagant purchase, while others pay off bills or play catch up. I often see commercials on tv and hear them on the…

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Welcome to the first official Broke on Purpose Payoff Report of 2017 (the December roundup doesn’t count). I’ll be honest. I’ve had blinders on this entire month, between “he who must not be named” and grinding away at my dissertation I’ve just been focused on one thing, and that’s trying to maintain a sense of sanity. This is why you don’t see our signature duo picture above. I didn’t even realize January was over! It’s been a hard few weeks for me mentally. I do a lot on social media as part of my side jobs and logging in has…

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Thank you TaxSlayer for sponsoring this post. Get simple pricing with no surprises when you e-file with TaxSlayer this tax season! Living Broke on Purpose has significantly reduced the amount of stress in our lives. It forced us to make financial changes that have allowed our day to day become easier. It also forced us to become more organized with our finances. We used to have piles of bills and random receipts laying around the house, in the car, crumpled in coat pockets and at the bottom of my purse, but now that we micromanage our finances we implemented ways to…

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Our journey to debt-freeness isn’t ending anytime soon. If we continue on our current course without increasing our income we probably have another two-three years left before we can officially call it quits. Last month I did a round of Instagram live sessions where I spoke on various topics. One of the topics had to do what things I use around our home to keep us motivated. You guys know my motto is “Write the Vision.” To me, it’s important to write things down because words not only give things power but because they hold you accountable. It’s easy to…

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I’m sure you’ll agree with me when I say 2016 has been quite a year! Many people are ready for it to be completely over I just can’t help but sit back and want to reminisce about our year. When we originally started Broke on Purpose, the goal was to get control of our declining finances and in doing so start a conversation about money. We weren’t looking for any big life-changing things to happen we simply just wanted people to become more financially aware. The best way we knew to do this was to share our experience. One my personal…

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